Valley Park Bankruptcy Lawyer for Debt and Family Law Matters
Recommended by Valley Park Neighbors
Handling Tax Debt and Unsecured Bills
Unsecured debt and tax obligations can follow you for years if left unresolved. Bankruptcy offers several ways to address them. Chapter 7 can discharge credit cards, medical bills, personal loans, and some older income tax debts that meet specific timing and filing requirements. Chapter 13 lets you repay priority tax debts through a structured plan without the penalties and relentless collection that often come with them, while protecting assets you want to keep. ROC Law reviews your tax returns, debt history, and income to determine which obligations can be discharged and which must be repaid. We then prepare your filing and guide you through the process to discharge. The firm also handles divorce and custody, criminal and DWI defense, and wills and estate planning.
We Represent You
Randall Oettle is an experienced lawyer who will study your case diligently and represent you in court aggressively. He represents both individuals as well as corporate organizations. Visit us for your legal defense needs.
Licensed Attorney
As a licensed attorney and a member of the Missouri Bar Association, our principal attorney, Randall Oettle, can help you in a variety of situations, whether it's related to traffic law or corporate law.
25+ Years Experience
With over 25 years of experience, our attorney can provide you with a fresh start for your case. In addition to creating a helpful relationship with you, attorney Oettle will educate you on your options and next steps, so you're never left in the dark.
Clients Send Their Friends to Us
More than 80% of ROC Law's new clients are referred by current and former clients, and many Valley Park families find us through someone who has been through a similar situation. That reputation rests on over 25 years of legal experience and more than 5,000 bankruptcy cases handled by attorney Randall Oettle. Pricing is clear, with 95% of clients on a flat-fee agreement and no billable hours. Affordable in-house payment plans can let your case begin immediately, which helps when recovery from a flood, job loss, or divorce leaves cash tight. From homes near the levee to neighborhoods off Meramec Station Road, you receive respectful, personal attention and an honest assessment of your options. Every client receives clear communication from consultation to resolution.
Frequently Asked Legal Questions
Can income tax debt be discharged in bankruptcy?
Some older income tax debts can be discharged in Chapter 7 if they meet several rules, generally including that the return was due at least three years before filing, was filed at least two years before filing, and the tax was assessed at least 240 days earlier. Recent taxes and tax liens are treated differently, and Chapter 13 can repay them over time.
How do I get an order of protection in Missouri?
You can file a petition for an order of protection in the circuit court where you or the other person lives. If the judge finds immediate danger, an ex parte order may be issued the same day, followed by a full hearing within a few weeks. Orders can address contact, residence, and temporary custody. If you are in immediate danger, call 911.
What is a small estate affidavit in Missouri?
A small estate affidavit is a simplified probate procedure for estates with limited assets. Missouri allows it when the value of probate assets falls below a statutory threshold, after a waiting period following death. It lets an heir collect and distribute property without full probate administration, saving time and court costs. An attorney can confirm eligibility and prepare the filing.
Check out our Service Areas:
Arnold, Fenton, Kirkwood, Crestwood, Sunset Hills, Webster Groves, Barnhart, Festus, Imperial, Hillsboro, Eureka, Pacific, Union, Washington, Manchester, Valley Park, Ballwin, Maryland Heights, Florissant, St. Louis, and more!
What Our Clients Say About Us
Rebuild Your Finances With Confidence
Tax debt, unpaid bills, or a family court matter can feel impossible to manage alone. ROC Law will review your situation and lay out a clear path forward with a known fee. Every situation has options worth exploring. Schedule your free consultation by calling 314-843-0220.
