Union Bankruptcy Attorney Serving Franklin County Families
Franklin County Families Deserve Honest Counsel
Stopping Repossession and Creditor Lawsuits
Bankruptcy is one of the few legal tools that can halt collection activity almost immediately. When you file, the automatic stay generally stops vehicle repossessions, creditor lawsuits, wage garnishments, bank levies, and harassing collection calls. In Chapter 13, you can catch up on a car loan through your repayment plan, and in some cases reduce the balance on an older vehicle loan to its current value. In Chapter 7, you may keep your vehicle by staying current or redeem it for its value. ROC Law identifies the right approach based on your income and assets, then files promptly to protect your property. The firm also handles divorce, child custody, and support, criminal and DWI defense, and wills, trusts, and powers of attorney.
We Represent You
Randall Oettle is an experienced lawyer who will study your case diligently and represent you in court aggressively. He represents both individuals as well as corporate organizations. Visit us for your legal defense needs.
Licensed Attorney
As a licensed attorney and a member of the Missouri Bar Association, our principal attorney, Randall Oettle, can help you in a variety of situations, whether it's related to traffic law or corporate law.
25+ Years Experience
With over 25 years of experience, our attorney can provide you with a fresh start for your case. In addition to creating a helpful relationship with you, attorney Oettle will educate you on your options and next steps, so you're never left in the dark.
Referrals Built on Real Results
More than 80% of ROC Law's new clients come from referrals by current and former clients, and that trust carries real weight in a close-knit community like Union. It reflects over 25 years of legal experience and a commitment to honest advice. Attorney Randall Oettle has handled more than 5,000 bankruptcy cases, along with family law, criminal, and estate planning matters for clients across the region. Most clients, 95% of them, have a flat-fee agreement with no billable hours, so costs are clear from the start. Affordable in-house payment plans can allow your case to begin right away, even before the fee is fully paid. Families near the Franklin County Courthouse and East Central College receive the same personal attention as clients next door to our office.
Frequently Asked Legal Questions
Can filing bankruptcy stop my car from being repossessed?
Filing bankruptcy triggers the automatic stay, which generally stops a pending repossession. Chapter 13 can let you catch up on missed car payments through your plan, and Chapter 7 may allow you to keep the vehicle if you resume payments and reaffirm the loan. If the car has already been taken, quick action may help you recover it.
Is a handwritten will legally valid in Missouri?
Missouri does not recognize handwritten wills that are not properly witnessed. A valid will must be in writing, signed by you, and signed by two witnesses who watch you sign. A self-proving affidavit with a notary makes probate easier. Because errors can invalidate a will, having an attorney prepare and supervise signing is the safest approach.
Can an old criminal conviction be expunged in Missouri?
Missouri expanded expungement eligibility in recent years, allowing many misdemeanors and some felonies to be closed after a waiting period, provided you meet certain conditions. Some offenses, including certain violent and sex offenses, remain ineligible. An attorney can review your record, confirm eligibility, and file the petition in the proper circuit court.
Check out our Service Areas:
Arnold, Fenton, Kirkwood, Crestwood, Sunset Hills, Webster Groves, Barnhart, Festus, Imperial, Hillsboro, Eureka, Pacific, Union, Washington, Manchester, Valley Park, Ballwin, Maryland Heights, Florissant, St. Louis, and more!
What Our Clients Say About Us
Act Before the Next Deadline
A repossession, lawsuit, or court date can arrive faster than expected, and early action often protects more of what you own. ROC Law will review your situation, explain your options in plain language, and give you a clear fee. Book your free consultation by calling 314-843-0220.
