St. Louis Bankruptcy Attorney for Chapter 7 and Chapter 13
Your South St. Louis County Law Office
Comprehensive Bankruptcy and Personal Legal Services
ROC Law provides a full range of personal legal services from one convenient office. Bankruptcy representation covers Chapter 7 liquidation and Chapter 13 repayment plans, from the initial means test and asset review through the meeting of creditors and final discharge. Family law services include divorce, legal separation, custody, child support, paternity, and contempt actions. Criminal defense covers DWI, traffic offenses, misdemeanors, and other charges in municipal and state courts. Estate planning includes wills, trusts, beneficiary deeds, powers of attorney, and health care directives. Because legal problems often overlap, such as debt after a divorce or financial strain after a criminal charge, having one attorney who understands your entire situation leads to better planning and fewer surprises along the way.
We Represent You
Randall Oettle is an experienced lawyer who will study your case diligently and represent you in court aggressively. He represents both individuals as well as corporate organizations. Visit us for your legal defense needs.
Licensed Attorney
As a licensed attorney and a member of the Missouri Bar Association, our principal attorney, Randall Oettle, can help you in a variety of situations, whether it's related to traffic law or corporate law.
25+ Years Experience
With over 25 years of experience, our attorney can provide you with a fresh start for your case. In addition to creating a helpful relationship with you, attorney Oettle will educate you on your options and next steps, so you're never left in the dark.
Why St. Louis Clients Recommend Us
Attorney Randall Oettle brings over 25 years of legal experience and has handled more than 5,000 bankruptcy cases, giving St. Louis clients a seasoned advocate for debt relief, family law, criminal defense, and estate planning. Cost is clear from the first meeting, with 95% of clients on a flat-fee agreement and no billable hours. Affordable in-house payment plans allow representation to begin before your fee is fully paid, so urgent problems get addressed right away. Our office near I-55 and I-270 is easy to reach from south city neighborhoods and across the county. Most telling of all, more than 80% of new clients come through referrals from current and former clients who trusted us with their own cases. Each client gets honest advice and personal attention.
Frequently Asked Legal Questions
Where are bankruptcy cases filed for people living in St. Louis?
Bankruptcy cases for St. Louis residents are filed in the U.S. Bankruptcy Court for the Eastern District of Missouri, located in the Thomas F. Eagleton U.S. Courthouse downtown. Most consumer filers never appear before a judge, and the main required appearance is the meeting of creditors with the trustee. Your attorney handles filings electronically and prepares you for that meeting.
How long does a Chapter 7 bankruptcy take from filing to discharge?
Most Chapter 7 cases take about three to four months from filing to discharge. The meeting of creditors typically happens roughly a month after filing, and creditors then have a period to object before the court enters the discharge. Cases involving non-exempt assets or objections can take longer, but most consumer cases close without complications.
When does a DWI become a felony charge in Missouri?
A DWI generally becomes a felony when the driver has enough prior intoxication-related offenses to be classified as a persistent, aggravated, or chronic offender, or when the incident causes serious injury or death. Felony DWI carries potential prison time and longer license revocation. Because enhancements depend on your exact history, an attorney should review prior records carefully.
Check out our Service Areas:
Arnold, Fenton, Kirkwood, Crestwood, Sunset Hills, Webster Groves, Barnhart, Festus, Imperial, Hillsboro, Eureka, Pacific, Union, Washington, Manchester, Valley Park, Ballwin, Maryland Heights, Florissant, St. Louis, and more!
What Our Clients Say About Us
Schedule a Consultation With Our Attorney
Debt, divorce, criminal charges, and estate planning questions all have answers. Meet with ROC Law at our Tesson Ferry Road office, discuss your situation privately, and learn your options and fee. You will leave with a clear plan. To book your free consultation, call 314-843-0220.



